{ "item_title" : "Budgeting for Freelancers with Irregular Income", "item_author" : [" Jaideep Sawhney "], "item_description" : "Stop Budgeting Like a Salaried Employee. You're Not One.Most budgeting advice assumes you get paid the same amount on the same day every month. If you're a freelancer, that assumption doesn't apply to you - and that's why every standard budgeting system you've tried has eventually collapsed.Budgeting for Freelancers with Irregular Income is the first personal finance system built around how freelance income actually works: unpredictably, unevenly, and on no one's schedule but your clients'.This book solves the exact problems freelancers face repeatedly:Earning well one month and feeling broke the nextSpending from income that was quietly already owed in taxesHaving no buffer when a slow month (or a late client) hitsFeeling financial anxiety even in high-income periodsNever knowing what's actually safe to spendInside, you'll build a complete freelancer financial system:The 3-Account System - separate every dollar by purpose so tax money, buffer money, and spending money never get confusedThe Income Smoothing Method - pay yourself a stable monthly salary regardless of when client payments arrivePriority-Based Budgeting - fund survival, taxes, and stability before anything else, every single monthThe Feast & Famine Survival System - a protocol for high-income months AND low-income monthsFreelancer Tax Framework - pre-allocate taxes from every payment so April is never a financial crisisEmergency Fund Strategy - sized for freelancer risk, not the salaried worker standardThe Scarcity Cycle Breakdown - understand the psychology behind irregular-income anxiety and how to stop itYou also get:4 real freelancer case studies (graphic designer, writer, software developer, marketing consultant)The 12 most costly freelancer financial mistakes - and the exact fix for eachA pricing framework that funds your baseline and buffer, not just your billsDebt management strategies designed for variable incomeIncome diversification and long-term wealth planning for the self-employedA 28-chapter system plus ready-to-use worksheets, trackers, and a 30-day implementation planThis is not a book about cutting lattes or tracking every dollar. It's a structural system that makes irregular income feel, function, and flow like a reliable paycheck - so you can stop reacting to money and start managing it.Whether you're a freelance writer, designer, developer, consultant, coach, photographer, or any other self-employed professional - this system was built for you.Your income doesn't need to be stable. Your system does.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/818/049/9798180494634_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

Overview

Customers Also Bought

Details