{ "item_title" : "Financial Freedom", "item_author" : [" A. D. Rams "], "item_description" : "The term financial wellness describes the general stability and health of a person's finances. It includes managing debt, investing, saving, budgeting, and future planning, among other facets of personal finance. Having a large salary is not the only requirement for achieving financial wellbeing; making wise judgments and forming sound financial practices are also essential for long-term financial security and mental tranquility.Making a strategy for how you will divide your income between savings, investments, and expenses is known as budgeting. It assists you in keeping tabs on your expenses, pinpointing areas for reduction, and setting priorities for your financial objectives.Saving: Setting aside cash is crucial to accomplishing long-term objectives like home ownership, business startup, and a comfortable retirement. It also helps to develop financial security. Part of saving is making sure you have an emergency fund to meet unforeseen costs.Investing: By allocating your finances to a variety of asset types, including stocks, bonds, mutual funds, and real estate, investing enables you to gradually increase your wealth. When developing an investment strategy, it's critical to consider your time horizon, investment goals, and risk tolerance.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/888/323/9798883238061_b.jpg", "price_data" : { "retail_price" : "15.00", "online_price" : "15.00", "our_price" : "15.00", "club_price" : "15.00", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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