{ "item_title" : "Periodic Financial Checkups", "item_author" : [" Bright Days "], "item_description" : "Understanding financial health is a critical component for professional adults seeking to master their money management. Financial health encompasses various aspects of one's financial life, including income, expenses, savings, investments, and debt management. Regularly assessing these factors allows individuals to gain insights into their current financial standing, identify areas for improvement, and develop a roadmap for achieving their financial goals. By conducting periodic financial checkups, adults can make informed decisions that foster long-term financial stability and growth.Budgeting techniques play a vital role in effective financial assessment. A well-structured budget serves as a foundation for tracking income and expenses, enabling individuals to allocate funds appropriately across various categories, such as housing, food, and discretionary spending.", "item_img_path" : "https://covers4.booksamillion.com/covers/bam/9/79/834/399/9798343998559_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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