{ "item_title" : "The New Rules of Budgeting", "item_author" : [" Ron Antosko "], "item_description" : "The New Rules of Budgeting is a practical, refreshing, and deeply relevant guide for anyone trying to manage money in a world where financial habits have changed dramatically. Traditional budgeting systems were built for predictable bills, paper statements, and monthly check-ins. Today, our financial lives are shaped by streaming subscriptions, automatic renewals, digital wallets, micro-transactions, and purchases that happen with a single tap. This book shows readers how to build a budgeting system that works now-one that is flexible, tech-savvy, and designed for real life.The book begins by exploring how digital payments have reshaped spending behavior. Readers learn how frictionless checkout, subscription stacking, and invisible auto-billing can quietly drain budgets without conscious awareness. Instead of shaming or lecturing, the book explains the psychology behind modern spending and shows how small shifts in awareness can dramatically improve financial control. Concepts like mental accounting, decision fatigue, and digital-spending bias are explained in clear, relatable language.From there, The New Rules of Budgeting introduces a modern budgeting framework built around visibility, automation, and adaptability. Readers discover how to track subscription creep, categorize digital payments effectively, and build a system that updates itself rather than relying on constant manual input. The book highlights how tools like spending alerts, automated transfers, category caps, and digital-wallet tracking can create a budget that feels supportive rather than restrictive.A major theme throughout the book is flexibility. Life today moves fast, and budgets must adapt just as quickly. Readers learn how to design dynamic spending plans that adjust to fluctuating income, seasonal expenses, and unexpected digital charges. Real-world examples show how families, freelancers, students, and professionals use modern budgeting methods to stay organized without feeling overwhelmed.The book also explores intentional spending-how to align purchases with personal values rather than impulse or convenience. Reflection prompts help readers identify what truly matters, whether it's saving for long-term goals, reducing financial stress, or simply feeling more in control. Readers learn how to build value-based budgets that prioritize meaningful spending while reducing digital clutter.Throughout the book, the tone remains warm, humble, and encouraging. Complex financial concepts are translated into simple, actionable steps that readers can apply immediately. By the end, readers feel empowered to build a budgeting system that fits the digital age-one that is clear, adaptable, and designed to protect both money and peace of mind.Ultimately, The New Rules of Budgeting is a roadmap for financial clarity in a world of constant digital transactions. It shows that with the right tools and mindset, anyone can build a modern budget that actually works.", "item_img_path" : "https://covers1.booksamillion.com/covers/bam/9/79/819/254/9798192547892_b.jpg", "price_data" : { "retail_price" : "11.99", "online_price" : "11.99", "our_price" : "11.99", "club_price" : "11.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

Overview

Customers Also Bought

Details