{ "item_title" : "Personal Finance for Beginners", "item_author" : [" Julian R. Sterling "], "item_description" : "Almost everyone wishes they were better with money, and almost no one was ever taught how. This is the book that finally teaches it.Written for the complete beginner and assuming no financial background, this is a plain, practical, beginning-to-end guide to taking control of your money. You don't need to be rich or an expert - being good with money rests on a few simple, durable principles anyone can apply on any income.Inside, you'll learn how to: See where your money really goes and build a budget that worksMaster the golden rule: spend less than you earnBuild an emergency fund and get out of debt for goodUse credit wisely, and save with purpose toward your goalsGrow your income and protect yourself from scams and risksBuild the habits and mindset that make it all last for lifeHonest about the work - and clear that specific products and rules vary by place and call for local, professional advice - this is the complete, judgment-free guide to the security, peace, and freedom that come from taking control of your money for good.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/818/994/9798189942389_b.jpg", "price_data" : { "retail_price" : "14.99", "online_price" : "14.99", "our_price" : "14.99", "club_price" : "14.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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