{ "item_title" : "Personal Finance Made Simple", "item_author" : [" Robert Martin "], "item_description" : "Are you working hard every month but never getting ahead financially?Most people were never taught how money actually works. No one explained how to build a budget, when to use debt and when to avoid it, how insurance really works, or why an emergency fund matters more than any investment.Personal Finance Made Simple is the complete guide to taking control of your money - without jargon, without complicated maths, and without assuming you have any prior knowledge.Inside this book you will discover: Why most budgets fail - and how to build one that actually works for real lifeHow to build an emergency fund from zero, even on a tight incomeThe two proven methods for getting out of debt - and which one is right for youHow to save effectively for a house, retirement, children, and everything in betweenThe banking products you actually need - and the ones that are wasting your moneyWhat every worker needs to know about taxes, pensions, and tax reliefHow to build and protect your credit score - and why it can save you tens of thousandsHow to talk about money with your partner without it turning into an argumentWith real examples, practical tools, and step-by-step guidance you can apply this week.Take control of your money. Start today.", "item_img_path" : "https://covers3.booksamillion.com/covers/bam/9/79/818/115/9798181155442_b.jpg", "price_data" : { "retail_price" : "9.99", "online_price" : "9.99", "our_price" : "9.99", "club_price" : "9.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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