{ "item_title" : "The Retirement Income Blueprint", "item_author" : [" Michael Hardin "], "item_description" : "Most people think retirement is about how much they've saved. It's not. It's about how-and when-you take it out. For decades, retirees relied on pensions to provide stable, predictable income. Today, that responsibility has shifted to individuals-forcing retirees to generate income directly from investment portfolios. This introduces a critical and often overlooked risk: Sequence-of-returns risk When withdrawals and market downturns collide-especially early in retirement-the damage can be permanent. The Retirement Income Blueprint offers a different approach. Instead of focusing on withdrawal strategies, this framework restructures retirement around time. It separates income from long-term investments-allowing retirees to: Secure the first decade of retirement income Avoid selling investments during market downturns Preserve long-term equity compounding Reduce uncertainty and improve financial confidence This is not a product. It is not a traditional asset allocation strategy. It is a time-structured framework designed to align how money is invested with how it will ultimately be used. Whether you are: Building wealth Approaching retirement Already retired The Retirement Income Blueprint provides a clear, practical way to structure your financial future. Because the goal of retirement is not just growth. It's confidence.", "item_img_path" : "https://covers2.booksamillion.com/covers/bam/9/79/825/266/9798252669205_b.jpg", "price_data" : { "retail_price" : "14.99", "online_price" : "14.99", "our_price" : "14.99", "club_price" : "14.99", "savings_pct" : "0", "savings_amt" : "0.00", "club_savings_pct" : "0", "club_savings_amt" : "0.00", "discount_pct" : "10", "store_price" : "" } }

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